No matter where you live in the United States, you are required to have a sufficient amount of auto insurance to stay on the road. Driving in Ponte Vedra Beach, FL is no exception, and it is not up to the local government to change such rules. If you would like a reliable auto insurance policy to stay compliant with the law, please consult with Palm Valley Insurance, Inc. to see if they have what you need.

The discussion for obligatory insurance for all drivers on public roads has pretty much been wrapped up for nearly 100 years. Since it had always been apparent that cars will crash into each other eventually. Some states had already implemented mandatory insurance in the 1920’s. Fast forward to modern times, nearly every part of the country has mandated a minimum amount of liability insurance.

Protecting The Property of Other People

Car insurance isn’t really about protecting ourselves as much as other people on the road. If you smash into someone’s car, somebody must be able to cover the damages or injuries. Since most people cannot cover such costs on the spot, insurance exists to pay for such emergencies so the victim receives just compensation.

Protecting The Driver

Including collision insurance with your policy, you are protected against theft, vandalism, and other forms of costly damages. Imagine if you were a rebel without insurance. Even if you never get caught, you won’t save any money if such disasters happen to you and you must pay for them out of your pocket.

Driving without insurance is irresponsible, and it is now common sense for the majority of people. If you are shopping around for auto insurance in the Ponte Vedra Beach, FL area, consulting with Palm Valley Insurance, Inc. may save you a bundle on your new policy.