If you are a driver and have a car, you understand the importance of auto insurance. However, finding proper insurance for your vehicle can be a challenge, especially if you have never done it before. The best strategy to shop for car insurance is to ask an insurance agent questions, which will help you save money and frustration.
What Questions Should I Ask an Insurance Agent?
Here are the most important questions every person should ask an insurance agent when they are thinking of purchasing an auto insurance policy:
- What is my deductible, and how much will I pay in case of an accident? Your deductible is the amount you have to pay before your insurance kicks in. The lower your deductible, the lower your monthly premium is. Discuss this amount with an insurance agent when choosing an insurance plan.
- Am I eligible for any discounts? Many insurance companies offer discounts that help policyholders to save on their insurance. The most common insurance discounts include multi-car discounts, paperless billing discounts, military discounts, good student discounts, and more.
- How much insurance do I need? In Florida, you must carry the minimum amount of car insurance required in the state. However, the minimum coverage might be insufficient as it will not cover you in a severe accident. For this reason, you may want to add comprehensive and collision insurance.
Palm Valley Insurance Inc. – Insurance Company in Florida You Can Count On
Do you live in Ponte Vedra Beach, FL, and are you shopping for auto insurance? Feel free to contact Palm Valley Insurance Inc. and discuss insurance options. Our agency has been serving clients in Ponte Vedra Beach, FL, and other nearby areas, and we are ready to help you find the insurance plan you need. You can visit our website or give us a call.
