Are you a homeowner in Ponte Vedra Beach, FL? Are you thinking of becoming a homeowner? If so, let the insurance professionals at Palm Valley Insurance Inc. provide the protection you need for your property.
Homeowners’ insurance is a requirement of all lenders before the issuance of a policy. They want to ensure that their interests are protected in the event of a loss.
Home insurance, also known as homeowner’s insurance, is insurance for your property that covers your home, garage, storage shed, or other buildings on your property. It combines personal insurance protection, which includes losses occurring to the house, personal possessions of the homeowner, loss of use if the home becomes uninhabitable, or any accidents that could occur to guests of the homeowner.
Here are events that typically are not covered by homeowners’ insurance:
- Acts of war
- Earthquakes
- Floods
- Infestations, including termites
- Mold
- Nuclear accidents
- Sewer backup
- Water damage
You will have insurance coverage if a friend, family member, or neighbor comes to visit and your dog decides to bite. It will cover any medical expenses and protect you if there should be a lawsuit as a result.
If something unexpectedly destroys or damages your home, such as a burst pipe, or a weather event, homeowners insurance will help cover the expenses related to this damage.
The insurance company will accept any claim if the policy covers the cause of the damage or loss.
A home is the most valuable asset most people will ever own. Don’t let it remain unprotected. Even if you are fortunate enough to be living mortgage-free, you still need coverage to protect yourself in the case of a lawsuit.
Don’t be without it. Contact Palm Valley Insurance Inc today for a no-obligation quote or answers to any questions you may have.
