Owning a home is rewarding. But having insurance may be even more valuable.
Although it’s often overlooked, homeowners insurance guards the investment you’ve made in your home. It grants security and peace of mind. However, the benefits don’t end there.
Palm Valley Insurance Inc. has helped Ponte Vedra Beach, FL and its residents understand the importance of home insurance. The agency breaks down four ways home insurance protects you, your family, and your belongings.
Protects property
The main benefit is protecting your primary dwelling. In the event of damage, home insurance will cover any necessary repairs or replacements to your home. Yet other structures on your property may be covered as well. This could include detached garages, decks, fences, and sheds.
Protects possessions
The contents inside your home are covered too. Personal property coverage may reimburse you for key items that are damaged, destroyed, or stolen. Furniture, electronics, and appliances fall into this category. Take an inventory of these belongings to ensure you purchase the appropriate coverage.
Protects against lawsuits
Liability insurance is a crucial part of any homeowner’s policy. If you are found legally responsible for hurting someone or their property, this coverage kicks in. Not only will it reimburse repair costs, but it may also help with legal fees and medical bills.
Protects for loss of use
Prepare for the worst. If a disaster, catastrophe, or other covered claim forces you to relocate, home insurance will provide payment for any additional living expenses you incur. This applies to hotel, food, and increased travel costs.
Palm Valley Insurance Inc. can help
Serving Ponte Vedra Beach, FL, the agency will build a personalized home insurance policy just for you. With many benefits, don’t wait any longer. Call today.
